Frequently Asked Questions About Storm Damage Services
How Do I Know If My Home Has Suffered Storm Damage?
There's really no one true way to determine whether or not your home has suffered storm damage in the wake of turbulent weather. While some storm damage is usually fairly obvious, and will give you warning signs right away, there are many areas of your home that can suffer damage and you might not be aware of it until that damage has spread to other areas of your house. Your roof, in particular, can be bad about this. If a severe storm has come through the area, and you notice that other homeowners in your area are having work done on their home, it's probably a safe bet to assume that your home could use some work as well. To be safe, it's always a good idea to have a professional roofing contractor come out and assess the condition of your home at the least.
Nothing Seems To Be Wrong With My Roof. Am I In The Clear?
Oftentimes, storm damage to your roof isn't going to be visible to the naked eye. Except in the cases where a brand or other debris has clearly punctured your roof's surface, most roof damage is fairly subtle, which is why it is so important to call in the pros and have a trained eye go over your home and closely inspect for these subtle signs that can be easy to miss.
What Is A "Storm Chaser"?
"Storm Chasers" is a term used to describe disreputable companies and contractors who move from town to town in the wake of natural disasters and devastating storms. They often dispatch sales teams to get as many homes under contract as possible before moving off to the next area. These companies often have terrible reputations when it comes to service, and since they aren't local, they often aren't held accountable for the quality of work they perform, as they are near impossible to track down once they have moved on. Much of the work these companies perform often has to be done more than once, as many of them aren't even certified to do the kind of work they're offering, resulting in poor installations and repairs using the lowest-quality materials on the market for the sake of speed and boosting their profit margins. Your best bet for storm damage repair is to hire a local roofing contractor who will stand behind their work and has a history of service to the community.
How Do You Spot A "Storm Chaser?"
"Storm Chasers" will often use shady tactics to appear as if they're a local company. Fortunately, there are a few methods you can use to spot these scam artists, which we'll go over now.
- Visit their website and look for local phone numbers and office locations
- Ask to see a copy of their General Liability Insurance and look for addresses of where the policy was written
- Ask for local references of completed work (specifically projects not recently completed)
- Lookout for 1-800 numbers and marketing information without a local phone number
My Insurance Company Says I Need Multiple Estimates. Is This True?
No. As a homeowner, you can choose any contractor you want to handle your storm repair needs. Here at Restoration Contractors LLC, our team of experts can work with you and your insurance company to help guide you through the process of determining the price and scope of the work that needs to be done in order to get your home back to normal.
Will My Insurance Rates Go Up If I File A Storm Damage Claim?
If a recent storm has come through and done widespread damage to homes throughout the area, your insurance company may choose to raise rates across the board, regardless of whether or not you file a claim. Because of this, it is always a good idea to file a claim if your home suffers any kind of damage, as otherwise you will essentially be paying for everyone else's damage besides your own.
My Roof Is New. Will It Be Covered Under My Manufacturer's Warranty?
Likely not. In almost all instances, storm damage is a named exclusion in manufacturer, home builder, and contractor warranties, as these warranties are mostly in place to cover problems with materials or workmanship. For all storm damage repair needs, it's best to file an insurance claim and go through a reputable storm damage repair contractor.